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"Potter Style" Financing Is Difficult &Nbsp; Dongguan Shoes And Clothing Urgently Need To Break Through.

2011/7/19 14:11:00 33

Potter Financing Is Difficult In Dongguan

Dongguan, once known as the "world factory", is the cradle of the survival of small and medium sized enterprises such as shoes and clothing.

However, according to the recent media visits to the footwear industry in Dongguan, Dongguan has not seen a large number of small and medium-sized businesses.

Shoes and clothing

The collapse of business failures has led to a break in the funding chain.

The price of raw materials has gone up, workers' wages have risen, and even people have not been able to recruit. The appreciation of the renminbi has led to a decline in export profits.

In this regard, experts said that at present, small and medium shoes and clothing business difficulties have indeed gradually increased trend, there are some financial pressure and encountered some new difficulties in development.

These difficulties include larger comprehensive cost and larger liquidity gap.

In addition, some shoes and clothing enterprises also have orders to be afraid to take over, and some of them are losing or losing profits.

"Raw materials have gone up, and this year, the wages of our employees have also risen by about 10%, resulting in higher production costs and lower profit margins.

No one can survive this way. "

A person in charge of shoes and clothing enterprises in Dongguan said.

Looking at the current market situation, at present

Dongguan

Footwear and other small and medium-sized enterprises hundred yuan output value of the average profit and tax reached 5.3 yuan, profits continue to decline.

In this regard, the use of "one plus one minus" to describe the financing pressure of small and medium-sized shoes and clothing enterprises is indeed appropriate.

That is, the supply of funds is reduced and the cost of financing is increased.

Small and medium-sized shoe and clothing enterprises in Dongguan are mostly rough processing enterprises. The system is not standardized, the management level of enterprises is low, financial reports are not standardized, and lack of credibility. Coupled with the high financing risk of small and medium-sized shoe and clothing enterprises, banks are reluctant to make loans for small and medium sized shoes and clothing enterprises from the perspective of loan costs and risks.

At this point, shoes and clothing operators may only be able to turn to the more expensive private lending channels.

To some extent, this has contributed to the problem of capital supply chain of small and medium-sized shoe and clothing enterprises.

It is reported that there are many operators in Dongguan shoes and clothing industry that they will generally choose Dongguan private lending, or friends and relatives to "recharge" each other.

However, with the deterioration of the business environment, some of the lenders have become cautious, for fear that the money will evaporate. Can this lending move be long?

Of course, at this time, the government's policy support is a real plan.

However, for this reason, a person in charge of shoes and clothing enterprises, who does not want to be named, also said that for example, taking 1 billion yuan, it sounds very big, but small businesses are also "unable to catch up".

No matter how high the threshold is, shoes and clothing enterprises want to get the government discount, but also have to pay a lot of hidden costs. In the end, they lose money, which obviously leaves a big torture for the financing of small and medium-sized shoes and clothing.

Indeed, in the face of such "

Potter style

"Challenge" situation, shoes and clothing enterprises need the government to give greater policy support.

At the same time, shoes and clothing enterprises should also focus on their own practical advantages, increase scientific and technological innovation, and need to turn luxuriant and into the fast lane of pformation and upgrading.