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Financial Management, My Three Financial Basket

2011/3/4 18:17:00 58

The first basket to do business

Although I have a formal job, I have a fixed salary every month, and I have no money to earn enough money to support my family and become rich.

"Poverty changes," I have.

business

Inspiration, but if you lose your job and specializes in business, this method is not very safe, and the work can not be done by the business. Facts have proved that it is entirely possible to handle properly.

I am interested in all kinds of clothes. I find that in recent years, with the great leap of people's living standard, all kinds of fashionable clothes are very popular, and the profit margins are large.

So, I decided to open a boutique shop, monopolized all kinds of women's clothing, because

woman

The money is well earned.

Looking for a street facade, the first investment of more than 30 thousand yuan, and hired a female salesperson, my boutique boutique opened.

In order to catch up with the new trend and satisfy the modern women's "new and old" consumption concept, I enter the goods once a week.

We are not far away from the provincial capital. Every Friday, I am going to arrive at the wholesale clothing market of the provincial capital by the evening rush train, but not much, but the trend is fast, the amount of capital flow is large, and the profit is many.

When other businesses follow suit, I am already in the front.

In the past 4 years since the opening of the fashion shop, apart from all kinds of taxes and expenses, the monthly net profit has earned me more than one wage.

Second basket buying stocks

5 years ago, I went to the bank to deposit money one day, and a familiar bank friend promoted me.

fund

They said they had a pool job and no one bought it.

At that time, the concept of the fund was not as well known as it is now. Although I have learned about the fund from the Internet, the details and operation are not very clear.

Because of my friends' feelings, I had to promise to buy less.

After I came back, I immediately looked into the relevant knowledge of the fund, and I made an urgent call to consult my friend in the provincial banking system.

After careful choice, in line with the "other people buy me cautious buy, others do not buy me can buy" financial thinking, boldly one-time purchase of 50 thousand yuan, this move even the bank friend is also surprised, how much do you buy?! their bank personnel only dare to buy 20 thousand yuan.

Over the past few years, with the continuous rise of the stock market, my fund income has also increased several times. Later, although the stock market continued to decline, the Shanghai stock market has been plunging from the highest 6124 points, but at more than 4500 o'clock, I decisively redeemed all funds, and made a lot of money in the 5 years, but my friends around the stock market have always been "on the market".

After entering the August 2008, aiming at the time of the stock market rising and falling, I contacted with several financial companies in Shenzhen, Shanghai, Chengdu and other places, and they planned to help me buy stocks, and the profit was 37.

As a result, in the case of instability in the stock market, I still have some income.

In October 2008, when the Shanghai stock market had dropped to more than 1600 points (the bottom line of the policy was more than 1900 points), others were deterred from the market, and I decided to buy tens of thousands of funds.

At present, the stock index is around 2700, and I still earn a lot, and I am not in a hurry to redeem it, because I firmly believe that the stock market will have a bright future.

Third baskets charging exhibition special

I am majoring in Chinese, and I am quite interested in writing.

Years ago, I used work relations to write "tofu blocks" to newspapers in the industry, though not much money, but there were pocket money for smoking and drinking.

Over the past few years, the newspaper industry has developed rapidly, and the amount of manuscripts has soared.

Since 2003, I have invested thousands of yuan each year to subscribe to more than ten newspapers and periodicals that are related to my work life and can write articles. I have written actively to them. News records, photographs, commentaries, gossip, essays, novels and stories are all good at me, and sometimes I have contacted with a number of newspapers to become contributors.

This has not only increased the rate of contribution, but also increased the contribution rate. At present, I have served as a special correspondent or correspondent for a dozen newspapers at the central, provincial and ministerial level.

In order to solve the slow speed of sending papers and master more writing information, I invested more than 9000 yuan in 2004 to buy a computer and printer with a very good configuration and a digital camera for writing purposes.

In 2006, I set foot in the story creation. The story is not only easy to understand, but also expensive to write. A good story has been published, and hundreds of thousands of contributions have been paid.

In order to learn the story well, I subscribed to the story telling and other story publications to learn, confidence, hard work and investment.

There are tens of millions of ways to manage finances. As long as you put eggs in several different baskets and work hard according to their strengths, there will always be a basket for you to harvest surprises.