How Should Ordinary Investors Get Involved In Gold Market?

ordinary

Mode 1: linking gold.

Advantages: financial management by behalf of the bank, for ordinary investors, omitted the time of staring, the risk is relatively low, at the same time, the entry threshold is low.

Disadvantages: compared with direct investment in gold trading, the earnings of financial products linked to gold are relatively low, making banks and investors less interested in this business.

In August, a total of 720 bank financing products were issued, of which 6 products did not achieve the expected revenue.

Of these 6 financial products, 5 are structured financial products linked to gold.

In addition, statistics show that the average annual yield of gold products issued from 2009 to 2010 is less than 5%, while the international gold price of the same period has risen from $1000 an ounce to 1260 dollars per ounce, or more than 25%.

Mode two: in kind

Advantage: it is a paction mode defined by physical delivery, including gold bars and gold coins. Investors buy gold bars on the same day gold price. After payment, the gold bars are owned by investors, and are maintained by investors themselves. After the gold price rises, investors carry gold bars and sell them to the designated acquisition centers.

This investment mode is mainly used by large gold merchants or national central banks as their raw materials of production or as foreign exchange reserves of the state.

The Chinese people insist on "bag for safety", holding gold bars in their hands, even if the gold depreciates, the psychological impact on them is also smaller.

Disadvantages: this investment mode is mainly used by large gold merchants or national central banks as their raw materials of production or as foreign exchange reserves of the state.

Transactions are more cumbersome, and there are characteristics of "easy to buy and difficult to sell".

Mode three: paper gold trading

Advantages: paper gold, equivalent to ancient silver tickets. Investors buy gold at the bank's gold price on the day, but banks do not give investors real money, only to give investors a contract, when investors want to sell, and then to the bank to use the contract to cash.

This gold investment is relatively small, can start from 0.1 ounces, the paction is more convenient, saves the gold pportation, the custody, the inspection, the appraisal and so on steps.

Disadvantages: paper gold can only buy up, that is to say, it can only buy low and sell high. When the price of gold is in a state of decline, investors can only wait and see.

The Commission for investment is relatively high.

Mode four: gold spot margin trading (gold T+D)

Advantages: popularly speaking, a stone of 10 yuan can be owned and used only with a deposit of 1 yuan, so that if you have 10 yuan, you can have 10 stones of ten yuan. If each rock price rises 1 yuan and becomes 11 yuan, you sell them, so that you can make a profit of 10 yuan.

Margin trading is the use of this leverage principle to make money work.

Disadvantages: leverage effect and risk are magnified. Once the price of gold rises and falls, it is possible to be forced to liquidate. This investment method only applies to investors with strong risk tolerance.

Gold and silver do not separate investors can also be appropriate "fried silver".

Since ancient times, gold and silver did not divide up. In the current golden bull market, the situation of white banks has always lagged behind gold. Even when gold broke new heights, silver prices also fell against the trend.

But in the trend of a new round of gold price breaking through the new high, silver's rise is even more rapid, not only starting earlier than gold, but also refreshing a new high of two and a half years.

What is more noteworthy is that when the international silver price has not yet reached a record high, domestic spot silver has achieved new heights.

As an investment product, compared with gold, silver has two outstanding characteristics: low threshold and large fluctuation.

Because the unit value is lower than the gold price and the investment threshold is relatively low, many investors take silver investment as an alternative to the gold investment with higher investment threshold; and the larger fluctuation of silver compared to gold has attracted many investors with strong professional ability and strong risk tolerance.

At present, there is a general consensus in the industry that silver is lagging behind gold and there is a chance to make up for inflation in the future.

"Silver futures will have greater potential than gold because of demand for hedge, increased production costs and demand pull.

"Silver expert, Gao Huijie, chairman of Huatong platinum silver trading market, predicts that silver is expected to break a new high in the near future, reaching more than $24 an ounce in the medium and long term.

There are more and more investment channels for domestic silver, and spot trading, account silver and physical investment silver bars can be selected. But investors must choose according to their own actual conditions. Investment in account pactions often requires higher investment technology and risk bearing capacity. Blindly entering the market is likely to be "set".

Investment reminder: gold and silver prices are even higher. Investors, if they want to participate, suggest buying in batches and pursuing long-term asset value preservation.