It'S A Trap To Make Money.

Many people think they can't get rich because they earn too little money.

The fact is, there is little correlation between becoming a millionaire and how much money you can earn.

Why are you unable to get rich? The following ten shortcomings may be the most common thing you get in the process of getting rich: 1., you always think you should live a good life: if you think you should live in a certain way, you have to have a specific thing and spend a certain amount of money. If you are not able to achieve this now, you may borrow money.

Large amounts of debt are bound to affect your development, and you will be far away from accumulating wealth.

2., you care too much about what others think of your car: many people regard cars as a symbol of status. They spend a lot of money on cars every few years, rather than continue to drive cars when they can still use them, and save the money to invest.

In fact, the car is just a "representative". You also like to look at other people's eyes in clothing, food, housing and so on. In order to save face and face fat, the result will never be the most basic primitive accumulation.

3., there is no change in your way of managing money: This is the oldest and most valuable financial proverb: don't put all your eggs in one basket.

Having a diversified portfolio can largely prevent your wealth from evaporating.

4. you don't like your job: although your job is not always what you dream of, you must like it.

If you choose a job that you don't like simply because of the money, you will spend all your spare money to relieve the pressure you get from doing the job you don't like.

5., you save money and invest too late: in terms of investment and financing, there is a term called compound interest, which is similar to profit margin, but the magic power of "compound interest" often appears after a long time.

If you find yourself saying that you have time to save and invest, you will suddenly find that retirement is not far away from you, and your retirement account is still nothing.

6., you don't like learning: you may have the idea that once you graduate from college, you will never learn again.

This idea may help you keep your first job, but it will never make you rich.

If you want to become rich, it is necessary to learn all kinds of knowledge, improve the quality of work and increase financial knowledge voluntarily.

7. you don't know what value is: you buy a lot of things for a variety of reasons, but you never know what these things can do for you.

This happens not only to those who only buy the most expensive things, but also those who only buy the cheapest things.

This method rarely reflects the real value of the product. Only when you learn to buy valuable things, can you have the money to invest in the future.

8., you often buy things that you do not have at all: look at your house, closet, storage room, garage, and whether there are many things you have never used in the past year.

If so, you may just be wasting the money that you could increase your net asset value.

9., you can't grasp the opportunity: you may hear more than once that some people are running around and finally making a fortune. You may regret it: "I could have thought of it, and I could do that."

If you have perseverance and perseverance, be prepared at all times. You will find many such opportunities.

The question is, do you have such perseverance and perseverance?

10., your house is too big: if you buy a big house that can't afford it or you don't need it, you will repay more time, pay more taxes, spend more maintenance fees, and buy more things to fill it up.

Some people may argue that the house will increase in value, so buying houses is the best investment. However, unless you are a house worm, have the skills to engage in real estate, or you are willing to lower your living standard, 100 square meters this year and 50 square meters next year, otherwise your house will never become a liquid asset or fund that you can use and enjoy.

The question is, are you willing to live in a small house when you live in a big house?

If you can't do "pursue wealth and persevere", then simply don't dream of making a fortune, or do your job well.