Teach You Three Ways To Optimize Bank Financing Products.

< p > with the decline of Internet a href= "//www.sjfzxm.com/news/index_s.asp" > Finance > /a > Product returns, some investors began to fight for short-term financial products of banks. In the face of a wide variety of financial products, how should investors choose? Unlike money base funds, there may be great differences in the yield of different short-term financial products, so we may take a long mind when investing.

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< p > trick 1: the preferred joint-stock business < a href= "//www.sjfzxm.com/news/index_cj.asp" > Bank < /a >.

Investors who buy bank financial products can first pay attention to the financial products of joint-stock commercial banks, including state-owned banks such as Xingye Bank, and more than 100 thousand of the financial products of the threshold level will yield more attractive returns. Investors of such products may wish to concentrate their funds on investment.

Bank of China currently has a 731 day financial product, its expected annual yield of 6.5%, the subscription threshold is more than 100 thousand yuan.

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< p > Three: dealing with bank financial manager.

It is worth mentioning that, at present, a number of banks expect more than 6% of the yield of financial products are also more sought after, the term is long, the threshold is high, some are targeted at specific customers.

Therefore, choose a trustworthy bank to keep in touch with your bank financial manager and get more timely subscription information for high-yield products.

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At the same time, researcher Xue Yongzhen cautioned that investors should not be careless when buying "a href=" //www.sjfzxm.com "bank financial affairs < /a > products. They should also download the product manuals to read carefully. In particular, we should pay attention to whether an investment manager in the product is a bank for the purpose of avoiding the effect of buying insurance (Fang Xinbao) products in the bank, which is contrary to the original intention of P.

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