Home >

Analysis Of Wenzhou People'S Credit Declined, Footwear Industry Was "Occupied"

2012/6/14 10:37:00 21

Wenzhou PeopleCreditShoes And Clothing IndustryNon-Performing Loan Ratio

With the help of the abundant funds of the people, Wenzhou's

Bad loan ratio

It was the lowest in the national level cities.

It was 0.37% in June 2011, and it has soared to 2.28% at the end of 4 this year.


This group of data is slightly dull, but a direct feeling to the outside world is that the credibility of Wenzhou people is decreasing.

For this reason, we should treat it rationally. For example, under the background of macroeconomic regulation and control, individual banks are borrowing money to make some creditors unable to continue. The excessive interest rate of the "old high" of the private sector has directly forced some creditors to "run the road"; on the other hand, the shoe companies have been expanding blindly, and the capital chain has been showing problems, which has triggered a chain reaction.


However, whether subjective or objective factors, Wenzhou people's credit question is still overwhelming. Of course, there are many goodwill statements and rational analysis in these criticisms.


  

Wenzhou people

What is the degree of credit? The assessment of this problem depends entirely on the bad rate, which is obviously relatively simple.

However, the bad rate is more intuitive, and the effectiveness of Wenzhou's credit construction has been regarded as one of the standards. Now, the outside world is not based on this basis.


Lack of credit brings about a series of problems.

For groups, the consequences may be even more frightening.

Wenzhou once had a disaster caused by lack of credit. In August 8, 1987, Hangzhou's Wulinmen burned Wenzhou shoes, making Wenzhou notorious.

This historical lesson has touched several generations of entrepreneurs, and Wenzhou has also learned from this incident. In 2002, the year August 8th was set as "good faith day". Its main purpose is to improve the credit system and build a credit society through government guidance and folk self-discipline.

After more than 20 years' efforts, Wenzhou's credibility construction has finally achieved some success.

If you take shoes as a matter of fact, it is not too much to say that Wenzhou is reborn and that it is a blessing in disguise.

But the repair process is rather long and has gone through twists and turns.


Since last year, the financial credit problem caused by the financial turmoil can be regarded as the "fall in" of Wenzhou again.

The "run away" tide, the fraud of buying the Bank of the Atlantic, the exposure of Industrial Hollowing, and so on, let Wenzhou win the shadow of financial credit, and the trustworthy landmark of Wenzhou's painstaking efforts seems to collapse overnight.

Of course, this storm that has aroused nationwide attention is also a matter of Wenzhou, whether it is like the Wulin gate incident and turning from bad to good. Such an idea, though with a bit of self mockery, is not impossible for Wenzhou people who are good at turning danger into a machine.


After this incident, it is an opportunity for Wenzhou to grant the gold modification pilot area.

Reconstructing Wenzhou

Financial credit

It belongs to a link in the construction of credit system.

Under the background of the current gold reform, it is obviously the most important link.

As a system engineering, gold reform may involve many aspects, but in any event, credit support is always the most important. Without this point, it will not form another circle.

Without credit support, real gold reform can not be realized, which is actually not difficult to understand.

Therefore, it is still a long way for Wenzhou to build a financial credit system by putting all kinds of advantages into full play and building a financial credit system.

  • Related reading

Calculate The Cost Account, Why Is The Shoe Price So High?

Footwear industry dynamics
|
2012/6/14 10:20:00
18

Daphne Wants To Acquire Assets In Logistics, Which Is Called Convenience Of Its Own Business.

Footwear industry dynamics
|
2012/6/14 10:07:00
31

Brazil Will Cancel Anti-Dumping Charges Against Export Of Its Shoes.

Footwear industry dynamics
|
2012/6/14 10:00:00
22

The Annual Output Of Women'S Shoes In Chengdu Ranks Third In The Country. In June, The Shoe Industry Will Be Rebuilt Brilliantly.

Footwear industry dynamics
|
2012/6/13 11:38:00
24

Copenhagen Joint VANS New Shoes, Three Color Matching Eye-Catching.

Footwear industry dynamics
|
2012/6/13 11:04:00
40
Read the next article

2012 How Will Fabric Companies Survive?

How will the 2012 fabric enterprises survive and how to save and save themselves under the influence of many factors, such as cost increase, raw material price fluctuation and RMB exchange rate rise?